Denied claims
The letter says denied. That's where the appeal starts.
Denials come for reasons that can often be fixed: a late report, a missing doctor's note, a question about whether it happened at work. The deadline to answer is short, so call the week the letter comes.
Bring the letter, or send a photo of it by text. We read the reason given, pull the claim file and find what's missing. Sometimes it's one report from the right doctor. Sometimes it's a co-worker who saw the fall. Sometimes the insurer has your wages wrong.
Then we file the protest or the appeal and handle the hearing if there is one. You don't stand up in front of a judge alone, and you don't miss the date.
We take on
Claims denied from the start
Claims closed before treatment was done
Time-loss checks stopped or cut
Treatment or surgery refused
Disability ratings that seem too low
After a denial
Three things we do in the first week
Read the reason
Every denial gives one. We tell you in plain words what it means and whether it can be answered.
Find what's missing
We ask your doctors for the reports the insurer wants and talk to anyone who saw what happened.
File before the deadline
We send the protest or appeal in writing, on time, with the proof attached, and keep a copy for you.
Denied claims
Questions about a denial
How long do I have to appeal?
It depends on the state and the kind of decision, and it can be as short as a few weeks. The date is usually in the letter. Call as soon as it arrives so we can check it.
My checks stopped without warning. Is that a denial?
It can be. Insurers stop payments when they say you can work, when a doctor's note runs out, or when a claim is closed. We find out which, and answer it.
Will I have to go to a hearing?
Many appeals settle or are fixed before a hearing. If one is set, we prepare you and stand with you through it.
Got the letter?
Text us a photo of it today
We'll read it and call you back with what it means and how much time you have.